Echeck And Merchant Services Providers

Having a merchant service provider is immensely great when it comes to the benefits part. Any business with a website or planning to have one must reap the perks merchant accounts provide. Needless to say, to accept credit card payments and other online payments, possessing a merchant account is definitely required. In today’s time where competition has grown more than anything, e-commerce businesses can’t even think about survival if they don’t have access to merchant services. This is because customers all around the world are fond of paying through credit and debit cards. Below are outlined the major advantages of professional merchant account providers: Easy payment processing: Most of the credit card payments are easy as well as fast. Moreover, possibilities of chargebacks and frauds also reduce. Secure payment gateway: High risk industries have things complicated for them and things with acquiring banks that partner with them are also not easy. Ski...

If you have drifted towards merchant services to manage your cash flow, attract more customers, boost the sales, stay in business 24/7, avoid bad checks and accept payments through credit card processing, you must be familiar with the deadly term, ‘chargeback.’ Though it shows its wrath mostly to the high risk businesses, low and medium risk businesses are also under the spotlight if not careful towards the actions. Even if you have a reliable merchant service provider as your backbone, you must keep yourself updated with chargebacks. What is a Chargeback ? Chargebacks were created with an aim to protect the customers from frauds & scams. They take place when a disappointed user disputes a particular charge to his/her account. If chargeback is issued for a card that’s either lost or stolen, it is the bank that issues the reversal of funds. Having said that, it is the business that is held responsible for the entire cost of the chargeback. In case the business is not EM...

In the age of Artificial Intelligence, you can’t expect growth if confined to old methodologies. Feeding customers the same food bores them at a certain point and they look for someone else satisfy their hunger. In other words, when a small business does not adapt itself according to expectations of customers, it loses them to the hands of its competitors. As a result, customer base shrinks and so does the revenue and sales. No matter a business is offline or online, it has to work the way its consumers want it to. Invention of credit and debit cards have made shoppers fall in love for them, as they simplify life, something very important in today’s hectic routine. Cash payment has been replaced with credit card processing because keeping a card seems easy & convenient than keeping physical money. Whether its online shopping or offline, customers’ user credit cards to pay the bill and when this option isn’t provided, they make sure not returning to the particular business ...

This is widely accepted fact by all kinds of businesses that offering your customers the option to pay with credit card enhance the revenue exponentially. No matter if you are operating your business remotely or from home. If you don’t accept credit card yet, it is great time to start. As late is always better than never. You may have faced the unpleasant situation of rejection for your merchant account application. For this there are specific companies and services that can offer solutions. There are high-risk merchant account providers and offshore merchant account programs that use a network of banks internationally.   Having made that decision, the next step is to obtain a merchant account through a reliable processor. Choosing the wrong processor, will leave you pay higher fees, confuse your customers and at the same time make you hold line for long to connect with customer service representative. Following factors should influence your decision while getting in ...

Customers or shoppers, they love buying as much as they want without thinking about going out of cash. The thought of scarcity of funds annoys them to the core and often spoils their made to a point where they no longer are interested in making the purchase. Though this doesn’t harm them in anyway because they can buy the needed product/service later but this changed attitude of them costs high to the business that loses a valuable customer and an important sale. Credit Card Processing: Never Lose Upon A Consumer If you are limited to the traditional era of accepting cash, the above explained scenario can become a reality for you if not today then tomorrow. However, to stay away from this disappointment, credit card processing can be used to the fullest extent. As shoppers are interested in paying via credit card, a business can entice them by accepting card payment. Talking exclusively about the small businesses that are particular about everything, pulling impressive ...

Businesses are a great way to score reputation, revenues and lifestyle of your choice. Thinking from the consumer’s view point, wouldn’t you want to carry just a card and buy out whatever comes your way? That’s just what your customers’ think when they enter your showroom. As per the latest market study, 23% of the consumers go with only-cash transaction. If you accept credit card in your business then that opens door to double or triple of your current revenues. Are you still scratching your head and have a bubble of doubt whether to take the risk or not? Check out the following reasons that’ll prompt you to apply for a card immediately: 1.  Cards Have Monopolized the Market Every customer carries a card when they go out on buying articles. It’s more of a monopoly that market is ruled by the online payment processors. The easy of carrying a single plastic with added security and discounts are a sure thing for everyone. Can you afford to lose a target audience just because yo...

When it comes to manage an online gaming website, you need reliable, stable and secure credit card processing solutions. In other words, you need to work with a payment partner who can help you accept all the major currencies, provides transparent reporting, gives low or no card rejection rates, offers daily or weekly payouts and serves with friendly & prompt customer services. Sadly, finding an experienced & established credit card processor who knows how to work with online gaming isn’t that easy. Getting reliable requirements is also not something very easy. Problem grows more when you need to find all these along with a payment processor who keeps you away from 3DS card verification and elongated procedures. You will be glad to know that are few gaming credit card processing companies that maintain chargeback rates below 4%. Moreover, they provide services for high volume, high velocity and high ticket sale gaming. You must be knowing that online gaming or gaming...